6 Key Tips for Managing the Cost of Braces
Braces are expensive, but they’re also a necessary treatment for many families. If you’re struggling to afford the cost of braces, whether you have one child who needs them or several, these simple tips will help you manage those costs more effectively.
Tip #1: Know What Insurance Covers
Depending on your policy, you may have lifetime benefits for a single child, lifetime benefits for all of your children, or another solution. You should also take care to note when that insurance kicks in: some policies, for example, want you to pay for that orthodontic add-on for at least a year before they allow you to use the benefits.
Tip #2: Set Up a Payment Schedule You Can Live With
Most orthodontists are committed to providing the care you or your child needs in order to get that great smile, and they’re willing to work with you on payment. Set up a payment schedule that you can live with: one that doesn’t leave you struggling to pay the last of the bills at the end of the month.
Tip #3: Plan Ahead
Usually, the information that a child needs braces doesn’t come out of the blue. You’re usually warned by your dentist for several years before it’s necessary to make that appointment with an orthodontist. Take that time to plan ahead for financing your braces: set money aside in a specific account, learn more about your options, or find an insurance plan with great orthodontic care options.
Tip #4: Stagger Care
Do you have more than one child who needs braces? Work with your orthodontist to assess their needs, then consider staggering care so that you only have one child in braces at a time. This can help alleviate the burden of the cost of braces significantly.
Tip #5: Choose the Right Treatment Option
There are often several different treatment options available when you or a child in your care needs braces. Talk through your options with your orthodontist to ensure that you’re choosing an option that is both cost-effective and effective in taking care of the problem.
Tip #6: Look Into Payment Options
Some offices are willing to work with you on a payment plan. In other cases, putting braces on a credit card or opting for CareCredit financing is more effective for your family. Look into payment options to discover which one will most fit your needs.
If you’re struggling with the type of braces that are right for you or your child or you’re ready to begin treatment, contact us! We’ll work with you to find payment options that will fit your needs.